Health Insurance

All international students in F-1 and J-1 student visa status are required to have medical health insurance while they are enrolled at LSU, and the medical health-insurance policy must meet LSU’s medical health-insurance requirements. Also, the U.S. Department of State (DOS) has its own requirements for J-1 status holders; to view DOS insurance requirements, click here.

The University requires verification to make sure that you comply with these insurance rules. There are no exceptions to the health-insurance requirement!

The United States does not have a socialized health-care system, which means that health care/insurance coverage in the U.S. is quite expensive. Be aware that U.S. insurance companies do not cover the entire cost of a doctor’s visit, x-rays, hospital stay, laboratory work or medications. You will be responsible for making a co-payment directly at the doctor’s office or pharmacy, and sometimes these costs can be substantial.

LSU offers a Student Medical Health Insurance Plan to all students. For information about LSU student medical health insurance, click here.

Note: F-1 and J-1 students will be automatically charged for the LSU medical health-insurance plan upon course registration.

You do have an option of substituting the LSU medical health-insurance plan with a private medical health-insurance policy, but please be aware that it must meet or exceed all LSU criteria for F visa status holders, and LSU and DOS criteria for J visa status holders. The private insurance company must complete an “Insurance Coverage Evaluation form” by the insurance deadline date at the beginning of each and every semester, and this evaluation form must be completed for each semester of enrollment.